Enlisting the services of a Park Capital Inc. Mortgages can be a valued tool when trying to obtain financing. Through our network of lenders, we work with you to help you find the mortgage that best satisfies your needs. Getting the best rate is only one of many important factors when applying for a mortgage. Many people overlook important items such as prepayment privileges, assumability and portability features - to mention just a few. These options give you more flexibility in the future and, in combination with a good interest rate, need to be considered when finding the right mortgage. Your Park Capital Inc. mortgage consultant will inform you about these items along with the following: Conventional vs. High-Ratio Mortgages CMHC/GE and lender criteria Pre-approval process Required documentation Mortgage Insurance Premiums and Mortgage Life Insurance Land Transfer Taxes Closing costs, etc. Since we are compensated by the lenders, you'll be happy to hear that our services are in most cases free to the borrower. So, you have nothing to lose. Contact Park Capital Inc. now and you'll be on your way towards finding your perfect mortgage! For commercial mortgages, please contact our office.